How To Beat Junk Debt Buyers In Court

In many cases being sued for debt is a scary experience. But what you might not be aware of is that many attorneys representing debt buyers do not have the proper documentation to sue you. Summons and complaints are often sent out to people who assume they either need to give up the money or … Read more

How Many Calls From A Debt Collector Is Considered Harassment

In addition to the technical legalities of how laws are defined, there is also a moral one: the amount of calls should be small enough that they do not constitute harassment. The following illustration shows what this looks like in practice: While your creditor may not call up to 75 times per month, calling every … Read more